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Kenneth Vercammen & Associates
A Law Office with Experienced Attorneys for Your New Jersey Legal Needs

2053 Woodbridge Ave.
Edison NJ 08817
732-572-0500
1-800-655-2977

Personal Injury and Criminal
on Weekends 732-261-4005

Princeton Area
68 South Main St.
Cranbury, NJ 08512
By Appointment Only
Toll Free 800-655-2977


Insurance Eligibility Points

TITLE 11. DEPARTMENT OF BANKING AND INSURANCE - DIVISION OF INSURANCE

CHAPTER 3. AUTOMOBILE INSURANCE

SUBCHAPTER 34. ELIGIBLE PERSONS QUALIFICATIONS AND AUTOMOBILE INSURANCE ELIGIBILITY POINTS SCHEDULE

N.J.A.C. 11:3-34, Appx.

APPENDIX

Schedule of Automobile Insurance Eligibility Points


Schedule 1


N.J.S.A.
Event Description
DMV Event
Points
Section
Identifier(s)

Number
If applicable


39:4-50
Operating a motor vehicle under the
0450; 3261


influence of alcohol or drugs


39:4-50.4
Refusal to submit to a chemical test


2C:11-2
Vehicular homicide

39:3-40
Operating a motor vehicle while driving


privilege is suspended


39:6B-2
Operating a motor vehicle without


liability insurance


39:6A-15
Misrepresentation of insurance coverage

Each at fault accident


For each full year of a court imposed driver's license suspension within the preceding 3 years

For each full year within the 1 immediately preceding 3 years that a person has not held a driver's license Involved in a fatal accident

39:3-37
Obtaining a driver's license or registration through deception


39:3-38 Make or use counterfeit plate or plates other than issued


39:3-38.1
Make, alter or counterfeit driver's license or registration


Failure to verify insurance involved in an automobile accident


Points for failure to hold a driver's license in the previous three years are not cumulative to points for driver's license suspension.




Schedule 2
N.J.S.A. Section
Offense
Points
Number


27:23-29
Moving against traffic--New Jersey Turnpike, Garden


State Parkway, and Atlantic City Expressway

27:23-29
Improper passing--New Jersey Turnpike, Garden State



Parkway, and Atlantic City Expressway

27:23-29
Unlawful use of median strip--New Jersey Turnpike,


Garden State Parkway, and Atlantic City Expressway

39:3-20
Operating constructor vehicle in excess of 45 mph

39:4-14.3
Operating motorized bicycle on a restricted highway

39:4-14.3d
More than one person on a motorized bike

39:4-35
Failure to yield to pedestrian in crosswalk

39:4-36
Failure to yield to pedestrian in crosswalk; passing


a vehicle yielding to pedestrian in crosswalk

39:4-41
Driving through a safety zone

39:4-52 & 39:5C-1
Racing on highway

39:4-55
Improper action or omission on grades and curves

39:4-57
Failure to observe direction of officer

39:4-66
Failure to stop vehicle before crossing sidewalk

39:4-66.1
Failure to yield to pedestrians or vehicles while


entering or leaving highway

39:4-71
Operating a motor vehicle on a sidewalk

39:4-80
Failure to obey direction of officer

39:4-81
Failure to observe traffic signals

39:4-82
Failure to keep right

39:4-82.1
Improper operating of vehicle on divided highway or


divider

39:4-83
Failure to keep right at intersection

39:4-84
Failure to pass to right of vehicle proceeding in


opposite direction

39:4-85
Improper passing on right or off roadway


39:4-85.1
Wrong way on a one-way street

39:4-86
Improper passing in no passing zone


39:4-87
Failure to yield to overtaking vehicle

39:4-88
Failure to observe traffic lanes

39:4-89
Tailgating

39:4-90
Failure to yield at intersection

39:4-90.1
Failure to use proper entrances to limited access


highways

39:4-91 & 39:4-92
Failure to yield to emergency vehicles

39:4-96
Reckless driving

39:4-97
Careless driving

39:4-97a
Destruction of agricultural or recreational property

39:4-97.1
Slow speed blocking traffic

39:4-98 & 39:4-99
Exceeding maximum speed 1-14 mph over limit


Exceeding maximum speed 15-29 mph over limit


Exceeding maximum speed 30 mph or more over limit

39:4-105
Failure to stop for traffic light

39:4-115
Improper turn at traffic light

39:4-119
Failure to stop at flashing red signal

39:4-122
Failure to stop for police whistle

39:4-123
Improper right or left turn

39:4-124
Improper turn from approved turning course

39:4-125
Improper U turn

39:4-126
Failure to give proper signal

39:4-127
Improper backing or turning in street

39:4-127.1
Improper crossing of railroad grade crossing

39:4-127.2
Improper crossing of bridge

39:4-128
Improper crossing of railroad grade crossing by


certain vehicles

39:4-128.1
Improper passing of school bus

39:4-128.4
Improper passing of a frozen dessert truck

39:4-129
Leaving the scene of an accident


No personal injury


Personal injury

39:4-144
Failure to observe stop or yield signs

39:5D-4
Moving violation out-of-state, Moving violation out-of-state


Kenneth Vercammen was the Middlesex County Bar Municipal Court Attorney of the Year
Minimum Mandatory Fines, Points, Jail and Penalties Relating to Selected Motor Vehicle Offenses

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Kenneth Vercammens Law office represents individuals charged with criminal, drug offenses, and serious traffic violations throughout New Jersey. Our office helps people with traffic/ municipal court tickets including drivers charged with Driving While Intoxicated, Refusal and Driving While Suspended.

Kenneth Vercammen was the NJ State Bar Municipal Court Attorney of the Year and past president of the Middlesex County Municipal Prosecutors Association.

Criminal and Motor vehicle violations can cost you. You will have to pay fines in court or receive points on your drivers license. An accumulation of too many points, or certain moving violations may require you to pay expensive surcharges to the N.J. DMV [Division of Motor Vehicles] or have your license suspended. Dont give up! The Law Office of Kenneth Vercammen can provide experienced attorney representation for criminal motor vehicle violations.

When your job or drivers license is in jeopardy or you are facing thousands of dollars in fines, DMV surcharges and car insurance increases, you need excellent legal representation. The least expensive attorney is not always the answer. Schedule an appointment if you need experienced legal representation in a traffic/municipal court matter.

Our website provides information on traffic offenses we can be retained to represent people. Our website also provides details on jail terms for traffic violations and car insurance eligibility points. Car insurance companies increase rates or drop customers based on moving violations.

Contact the Law Office of
Kenneth Vercammen & Associates, P.C.
at 732-572-0500
for an appointment.

The Law Office cannot provide legal advice or answer legal questions over the phone or by email. Please call the Law office and schedule a confidential "in office" consultation. The Law Office now accepts payment by American Express, Visa and Master Card.

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